The different types of mobile phone deals are designed to fit in with different lifestyles and budgets. Because there is so much choice it is necessary to educate yourself about how each type of tariff and talk plan works. Here is a look at the mobile phone deals which you may encounter when you are looking for a new handset.
Pay Monthly Deals
One of the most common types of mobile deal is the pay monthly tariff. This involves you signing up for a fixed term contract lasting for between 12 and 24 months with a specific network provider. All pay monthly deals come with a free or subsidised handset included in the monthly price, so there is often little or no upfront charge to bear at the start of the offer.
A pay monthly mobile deal will also include a fixed number of minutes and texts. This will let you make calls and send messages each month without adding to your bill, although if you exceed your limits you will be charged. You can also get a monthly data allowance which will allow you to use your mobile to surf the web, download files and send emails without it costing you extra. As with calls and texts, if you go over your allowance you will still face charges.
,h3>Pay as you go Deals
People choose pay as you go (PAYG) deals because they let you stay in control of how much you spend. Rather than paying for a contract each month, you will need to buy a handset outright and then top up your account with credit. This credit can be used to make calls, send texts or go online. Once you have used up your credit you will not be able to use your phone for these purposes until you have added more.
PAYG deals do not have fixed contracts so you can upgrade or change provider whenever you like. Many providers will also give you perks if you top up your account by a certain amount each month, which can include things like free minutes and messages, just like a full contract. The obvious downside is that you will have to pay for your handset upfront.
SIM only/SIM free Deals
The mobile phone deals which offer the greatest flexibility come in the form of SIM only offers. This involves a network provider sending you a SIM card which you can then pop into any unlocked, SIM free mobile handset of your choice.
SIM only deals can be offered on a pay as you go or pay monthly basis. The pay monthly offers benefit from having rolling 30 day contracts which mean you are not locked into a tariff with the same network for an extended period. However, the lowest monthly costs can unsurprisingly be acquired if you do commit for 12 months or more, so it depends on your circumstances.
SIM only users often have one or more SIM card for their handset, allowing them to manage both business and personal calls without having a separate phone.